for travel in Nepal. There are a wide variety of policies available, so check the small
print carefully. Some policies exclude ‘dangerous activities’, which may include riding
a motorbike and trekking (and definitely bungee jumping and rafting).
Choose a policy that covers medical and emergency repatriation, including helicopte
r evacuation for trekkers and general medical evacuation to Bangkok or Delhi, which
alone can cost a cool US,000.
You may prefer a policy that pays doctors or hospitals directly rather than you having to
pay on the spot and claim later. In Nepal, most medical treatment must be paid for at
the point of delivery. If your insurance company does not provide upfront payment, be
sure to obtain receipts so you can reclaim later.
Travel Insurance is mandatory to have in order to do any adventure trips with Nepal
Himalayan Sherpa Adventure. The Travel Insurance must cover both the medical and
emergency evacuation cost.
While travelling, it is always best to be prepared for any risks or unforeseen circumstances
that may occur. There might be some difficulties that might occur, especially while travelling
in the Himalayas. The risk and chances of problems like health issues, injuries and even altitude
sickness occurring is always a plausibility that might happen. Therefore, you have to be prepared
beforehand, especially if your travels include the mountains and the Himalayas.
A helicopter service may also be needed sometimes according to the circumstance. Along with the
helicopter service, a rescue team can also sometimes become necessary for ground evacuation
and rescuing. That is why, all travelers must have insurance that cover helicopter services and
evacuation in the mountains as well. It is the best way to start any trip if you are going to a mountainous landscape. For your safety, being covered by a good Insurance plan that covers all accidents, injuries, health issues and rescue and emergency evacuation via a helicopter in the Himalayas will make your trip worry-free.
There are many insurance companies that provide travel insurance services over the internet.
You can choose from a wide variety of insurance companies according to your convenience.
But it is extremely important to be aware of the fact that the insurance policy the company of
your choice provides to you should cover the cost of the helicopter rescue from the mountains
in case of any accidents or Altitude Sickness during your trip.
However, travel insurance is not mandatory for those traveler(s) who intend to do
cultural/city tours. Travel Insurance is not mandatory either for traveler(s) who intend to do short hikes below 2,500 meters of altitude. But, if the circumstance of any problems during the cultural tour/city tour or the short hike occurs, then all of the risks will have to be bared by the traveler(s) themselves.
It is always better to be safe first than to be sorry later. Please make sure that you have a good travel insurance that covers the all of the problems mentioned above if you plan on doing any adventure trips with us.
For more details on insurance and some of our suggestions on Insurance companies, please go through the links below: